Everything you need, nothing you don’t
A concierge-quality card search in your pocket.
Card rankings — ranked by fit score
See CardWise in action
A 90-second walkthrough of the full card-matching flow.
Designed for the decision, not the comparison table
Every feature earns its keep.
Profile-matched rankings
Tell CardWise your credit tier, top spend category, and priorities. It scores every card in real-time — no generic "top 10" lists.
Net annual value calculator
See the exact dollar value of each card at your actual spend level — sign-up bonus, fee, and blended rewards rate all factored in.
Side-by-side compare
Pick up to 3 cards and flip through perks, APR, rewards, and fit scores in a column layout built for real decisions.
Transparent fit scores
Every match score shows you exactly why — category alignment, estimated value, and priority fit — so you trust the recommendation.
The AI layer that changes the math
CardWise today uses a transparent scoring model. Next — your actual spend data.
Statement import
Import a PDF statement and CardWise reads your actual spend mix — no manual entry, instant re-ranking against your real numbers.
PlannedPortfolio optimizer
Own 2-3 cards already? AI suggests which combination maximises total rewards across your entire monthly spend pattern.
PlannedApproval predictor
Beyond credit tier — AI weighs income, inquiry count, and utilisation to estimate your actual approval odds for each card.
PlannedRate & offer alerts
Get notified when a card you're watching drops its APR, raises its sign-up bonus, or changes its annual fee.
PlannedFollow the build
CardWise is app #26in the 100 Apps 100 Hours sprint. Every screen recorded and shipped live — follow along for daily drops, design breakdowns, and early looks.
Ready to find your perfect card?
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Your next card should earn you money.
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